Payday Loans Dallas Texas

Dallas is a city in the American state of Texas and the largest city in and seat of Dallas County, with portions extending into Collin, Denton, Kaufman and Rockwall counties. It is the ninth most-populous city in the U.S. and the third-largest in Texas after Houston and San Antonio. Located in North Texas, the city of Dallas is the main core of the largest metropolitan area in the Southern United States and the largest inland metropolitan area in the U.S. that lacks any navigable link to the sea. It is the most populous city in the Dallas–Fort Worth metroplex, the fourth-largest metropolitan area in the country at 7.5 million people. The current population of the city is 1,347,120. The average income of a Dallas resident is $27,917 a year.

We have collected the best offers in Dallas, Texas, so you can easily take out a payday loan on favorable terms. All companies operate in accordance with US legislation and guarantee a high percentage of approval. Borrowed money is issued with no paperwork and no collateral.

You can get a short-term loan for 1-30 days at any time of the day via the Internet. Applications are instantly processed by scoring programs, and money is credited to your bank account within 24 hours, often the day you apply.

Who can get a payday loan in Dallas, TX?

Unlike banks, it is much easier to get a payday loan online. Microfinance companies do not require additional certificates and guarantors, and the money is transferred very quickly.

To get accepted for a loan, you need to meet several criteria established by the lender:

  1. Be a US citizen or permanent resident;
  2. Have a steady income;
  3. Have a phone number, e-mail address and a bank account in your name;
  4. Be over 18 years of age.

Each organization sets age limits, mostly 18-75 years old, although some lenders from our network provide loans to people who are at least 21 years.

To get a loan online, you only need to have some kind of identity verification, such as a government-issued ID and an SSN. In rare cases, you may be asked to provide additional documents.

All categories of clients with any income can get a small-dollar loan: retirees, students, housewives, disabled people, temporarily unemployed people. Each company sets the loan limit size based on the borrower’s personal data.

Most of the lenders approve 94% of clients. You may get rejected for a loan if you are on the “black list” or if you are trying to deceive the organization by indicating false data in the application.

Lending terms in Dallas, Texas

Payday loans are designed to help consumers solve unexpected money issues. You can use the money for whatever purpose: wedding, car repairs, debt consolidation, education, moving expenses, medical treatment, beauty procedures, home improvement, vacation, a large purpose, etc.

You can see common loan terms below:

  • Loan amount: $100-$1,000;
  • Loan term: up to 30 days;
  • Issue method: transfer to a bank account;
  • Extension option: yes;
  • Early repayment: yes.

Each lender had its own rates, terms, and maximum loan amounts. Sometimes organizations offer an amount less than what the user is asking for. Until a loan agreement is signed, the loan can be easily canceled.

How to apply for a loan online

It is convenient to borrow money remotely since almost all companies have switched to work via the Internet. It is important to understand that a contract signed online has the same legal effect as a paper copy signed at the company’s office.

We recommend you to fill out a loan application only through trusted sites, such as This will save you from leaking personal data to third parties. We will help you find the best loan offer for your needs and increase your chances of getting approved.

The algorithm for applying for a short-term loan looks like this:

  1. Fill out an online application form;
  2. Check the data for correctness and submit a request for verification;
  3. If accepted, get the money credited to your bank account as soon as the same day or the next day.

On average, new clients receive a response from the lender in 5-10 minutes. Subsequent loans are much easier and faster to arrange.

Loan repayment

The fastest way to repay a loan without a commission is via automatic money transfer from your bank account. Short-term payday loans must be always repaid on time. If the loan is overdue, the lender may charge a penalty. Besides, late payments may damage your credit history.

You can typically repay the loan using:

  • e-wallets;
  • self-service terminals;
  • bank cash desks;
  • money transfer systems;
  • bank account.

If you have difficulties repaying your debt, then you may request a loan extension – this will help you avoid penalties and damage to your credit history.

Advantages of payday loans issued via our online service

Payday loans are very popular in the USA because they have a lot of advantages:

  • fast online application;
  • instant decision;
  • funding within 24 hours;
  • reasonable rates and fees;
  • 24/7 operation;
  • 94% of applicants are approved;
  • the process involves no guarantors, no collateral;
  • only licensed lenders in the network.

With our referral service, you are able to solve your unexpected money issues the same day. Thousands of Dallas residents have already used our online referal service and many of them have become regular borrowers.