Cash Management Services

First Bank & Trust offers several key products that help business owners manage their funds. The cash management tools help you optimize the timing of payments and better control your funds. Plus, with online and mobile banking technology, you have access to your funds and tools at all times.

Contact your banker or customer service for information or to enroll.

  • Business Online Banking
    Providing customers with many services through their own secure login, including: Business Bill Pay • Direct Deposit-Payroll • ACH Collections • ACH Payments • Transaction Approval • EFTPS Tax Payments • Online Wire Transfers
     
  • Remote Deposit Capture
    Using our special scanner, you can simply scan a check at your office and deposit it electronically to your account. Fast. Convenient. Secure.
     
  • Positive Pay/Fraud Prevention
    Positive pay prevents check counterfeits, forgeries and payee alterations
     
  • Account Analysis
    Offset service fees by maintaining target collected balances on an earnings allowance calculated by using the Earnings Credit Rate and the average investable balance in hour account during the month
     
  • Daily Sweeps
    Daily Sweeps allows businesses to maintain specific balances in the company’s accounts and minimize interest expenses by automatically drawing on or paying back borrowed funds with sweeps from investment or loan accounts


For more information on Cash Management Services please contact your Deposit Relationship Manager.

Brandon Bozeman

 

 

Brandon Bozeman

Assistant Vice President
bbozeman@fbtet.com

 
How to Enroll

Enrolling in Cash Management Services is easy, just contact your Account Officer for more details or you can reach Customer Service at 888.608.7787 for more information about the enrollment process.