Business Card Services

Make purchases, check balances, or withdraw cash with your First Bank & Trust East Texas Debit MasterCard.

  • Accepted everywhere MasterCard is accepted.
  • FBTET Debit Card Fraud Detection & Monitoring Service

Click a card type or visit your local branch to order your First Bank & Trust East Texas Debit MasterCard today.

Business Debit Card
Business Debit Card

H.S.A. (Health Savings Account) Card
H.S.A. (Health Savings Account) Card

To report a lost or stolen debit card during business hours call customer service at 936-829-4721 or 1-888-608-7787. After hours or on holidays call 1-800-528-2273.

*Daily Limits may apply. Please review your account disclosures for more information.



EMV StepsUsing your enhanced First Bank & Trust East Texas Debit Chip Card is fast and easy with new chip card technology. View our Frequently Asked Questions to find out more.

It's Easy
Use your personal or business chip card to make transactions at the same places you do today. For merchants who have chip-enabled terminals, insert your card and approve your purchase. Otherwise, swipe your card as you normally would.

It's More Secure
The new chip on your card provides additional security when used at a chip-enabled terminal. Data stored on the chip is more difficult to counterfeit.

It's Accepted Everywhere
Chip-enabled terminals are coming to stores throughout the U.S., so you'll be ready to use your card when you see the new terminals. You'll enjoy greater acceptance when travelling as chip cards are common in over 130 countries around the world, including Canada, Mexico and the United Kingdom.

It's Available At No Extra Cost
Enjoy your new card with chip technology at no additional cost.


Preferred PointsOur Credit Cards are packed with everything you need to take your business anywhere you want to go. Accepted around the globe wherever you see the Visa® or MasterCard® emblem. There are thousands of locations worldwide.

Earn Points and Redeem reward on the go with Preferred Points


Apply Today!   Already a Credit Card Customer

Merchant Service MachineProcess credit cards quickly, easily and safely with First Bank & Trust East Texas Credit Card Processing Program.

Reduce trips to the bank by making deposits automatically through your business checking account - and it's all done within two business days.

All Visa and MasterCard credit cards as well as debit cards can be processed through this system.

The terminal at your business also can be programmed to accept Discover and American Express, if needed.

Our team is available to assist local businesses during regular business hours, and we have toll-free numbers to provide assistance after hours and weekends.

Terminal processing requires existing equipment or the purchase of electronic equipment. The equipment requires a telephone line and electricity in order to process. Ethernet capabilities are available as well.

Fees are simple and easy to understand. One fixed rate is charged on the total amount of credit card sales monthly with a monthly minimum of $20.00. Fees are automatically deducted from the merchant's deposit account on or around the 10th of each month following the month of processing.

For more information on terminal processing please call Customer Service at 936-829-4721.

Merchant Application


Merchant EMV

On October 1, 2015 fraud liability rules are changed!

As of Oct. 1, 2015 - merchants that have not adopted the EMV technology WILL be liable for counterfeit fraud losses when chip cards are used. We want to help our merchants understand and be prepared for the new chip card technology, which is designed to make accepting card payments even more secure. To learn more, read our EMV Merchant Fact Sheet by clicking the button below.

Update Your Credit Card Machine

First Bank & Trust East Texas offers two solutions for our merchants that accept debit and credit card payments.

To find out more, contact our Merchant Services Department today!

EMV Merchant Fact Sheet