First Time User Learn More Personal Demo Enroll Business Demo Business Money Market Checking - $1,000 required to open - Interest paid on daily collected balances over $1,000 - Tiered interest based on balances - Service charge of $10 per month for balances below $1,000 - Allows 3 checks and 3 in-lobby transfers per monthly statement cycle - $5 fee per transaction in excess of 6 per statement cycle - 24-hour phone banking - Online Banking - Online Bill Pay - Debit MasterCard® - Use of Debit Card at FB&T ATM - Visa/Mastercard Credit Card Available - Overdraft Protection Available Business Interest Checking Business Money Market Checking Small Business Simple Checking Basic Business Checking Business Account Analysis Checking Business Savings Online Business Banking Business Debit MasterCard® Remote Deposit Capture Merchant Credit Card Processing Positive Pay Banking Business Loans Commercial Interest Checking Personal Financial Statement Form