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Merchants credit card processing assists in providing customer safety and merchant convenience.

This automatic system reduces trips to the bank because deposits and/or any withdrawals are automatically sent through the merchant's checking account within two business days.

All VISA and MasterCard credit cards as well as debit cards can be processed through this method. The terminal can also be programmed to accept Discover and American Express, if desired.

Local merchant service help is available during regular business hours and toll-free numbers are provided for help after hours and weekends.

Terminal processing requires existing equipment or the purchase of electronic equipment. The equipment requires a telephone line and electricity in order to process.

Fees are simple and easy to understand. One fixed rate is charged on the total amount of credit card sales monthly with a monthly minimum of $20.00. Fees are automatically deducted from the merchant's deposit account on or around the tenth of the month following the month of processing. For more information on terminal processing please call Customer Service.
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