• $100.00 required to open
• Pays interest on daily collected balances over $100,000.00
• Unlimited Check writing
• 24-hour phone banking
• Online Banking
• Online Bill Pay
• Debit MasterCard(r)
• Use of Debit card at FB&T ATM
• Check images returned with statement
• Visa/MasterCard Credit Card Available

This account is subject to account analysis which considers the average balance maintained and the level of activity.

This account is not subject to unlimited FDIC temporary insurance coverage. Funds must be in a "noninterest-bearing transaction account" to be insured by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012