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Simple E CheckingOnline Account ApplicationHow Do I Open an Account?
- $100 required to open
- No monthly service charge
- Unlimited check writing
- E-Statements are required***
- 24-hour phone banking
- Online Banking
- Online Bill Pay
- Debit MasterCard
- Use of Debit Card at FB&T ATM
- Visa/MasterCard Credit Card Available
- Overdraft Protection Available


***Statements are not mailed but are delivered via e-mail.
Check images are not included but may be accessed through internet banking at no charge or may be obtained through Customer Service for an additional fee.
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